Insurance Products

Commercial

We have agencies with all the large commercial insurers in SA. These insurers offer you comprehensive cover for your business and all the aspects your business could possibly be exposed to. We are able to obtain competitive rates for comprehensive cover.

Some of our business partners: Santam, Hollard, Discovery, Old Mutual Insure, Bryte SA, Telesure, MUA, Vantage, Echelon, Elite, Alexandre Forbes, Cross country, King Price, Mi way, Momentum

Domestic

Ethico has agencies with most insurers including niche underwriters. We will offer you a tailor made policy to cover your most valued assets. We are a proudly, preferred broker for Porsche and Bentley South Africa.

Some of the executive vehicles we love, Mercedes Benz, Bentley, Jaguar, Rolls Royce, Audi, Lexus, Porsche, BMW, Range Rover and Volvo. We specialise in high value vehicles but this is by no means our only business, we cater for all brands including Classic and Vintage vehicles.

We also cater for all homes and contents and have excellent facilities for high end homes and their contents. The executive policies give much wider cover with higher limits than what the ordinary type of cover would be on a standard home contents or building cover.

These executive policies offers all risk cover where one does not have to specify each and every item. The all risk cover does not have an item limit either, the only limit is the sum insured. We ask you for the maximum exposure you and the family have when you travel or leave the home. This is the amount you should insure for under the General All risk section.

For example: You have chosen General All Risk cover of R150 000. You and the family go out to dinner with watches, jewellery and mobile phones with a combined value of R100 000. Should one item of the items to the value of R80 000 get lost or stolen, you will be covered for the full R80 000 for this particular item and the same for the rest of the items. Easy all risk cover as you do not have to remember to advise us every time you buy or upgrade a new phone. As long as the sum insured is sufficient on the General All risk, you will have cover for accidental breakage, lost items and theft. This cover is worldwide.

Always remember to report any accident, loss or theft to the local police as we will need a case number to proceed with your claim.

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Some of our business partners

Ethico has agencies with most insurers including niche underwriters. We will offer you a tailor made policy to cover your most valued assets. We are a proudly, preferred broker for Porsche and Bentley South Africa.

Request a quote

We have agencies with all the large commercial insurers in SA. These insurers offer you comprehensive cover for your business and all the aspects your business could possibly be exposed to. We are able to obtain competitive rates for comprehensive cover.